A dedicated reserve
Every funded account is backed by capital set aside from day one. Coverage does not depend on new sign-ups: it exists before you open your first position.
How the capital works
The Vault System
A capital reserve dedicated exclusively to payouts. Set aside before you ask for it, held in a separate account, never touched for anything else.
$30 M+Simulated funded accounts deployed
9hAverage payout time
The problem the vault solves.
At most prop firms, payouts come out of the operating account — the same one that pays salaries, marketing and suppliers. While revenue grows, nobody notices. When it slows down, payments start slipping: first by a few days, then by a few weeks, then come the document requests nobody mentioned before.
The vault exists to make that impossible. Payout money is not in the operating account: it sits elsewhere, set aside in advance and tied to one purpose only.
How the money moves.
Every payment received is handled internally and split the same day. This is not a policy written after the fact: it is how the structure is built.
Split of every payment received
60% of every payment received goes into the payout reserve. The rest covers running the company.
- 01Payment received
Every incoming payment is recorded and handled internally, with no intermediary.
- 02Split
60% is immediately assigned to the payout reserve. 40% stays with the company for platform, people and infrastructure.
- 03Separate account
The payout share is moved to a dedicated account. It does not fund any other line of spending, under any circumstance.
- 04Dealing desk
Our dealing desk reads the trading data from the accounts and puts it to work through proprietary systems to maximise company capital. Whatever it produces does not leave: it feeds the payout reserve.
- 05Payout
When you request a payout, the money is already there. That is why the average is nine hours and does not depend on this month's revenue.
Three principles, no exceptions.
Separate and untouchable
The payout reserve sits in its own account. It is not used for marketing, salaries, development or anything else. It is tied to one purpose.
A risk team that feeds it
Our risk team analyses account trading data and uses it to generate additional margin for the company. That margin does not leave: it goes into the reserve set aside for payouts.
Why it matters to you.
The difference is not a marketing promise: it is where the money sits at the moment you press "request payout".
Other models
The FundedVerse Vault System
Payouts come from the operating account
Payouts come from a dedicated reserve
Coverage depends on incoming revenue
Coverage is set aside in advance
If revenue drops, payments slip
The reserve is already separate from cash flow
Your payout competes with other costs
No other cost can draw on the reserve
The firm profits when you lose
Risk team margin increases the reserve
Frequently asked questions
What is the 60% calculated on?
On every payment that comes into the company, gross. The share is assigned to the reserve the same day, not at month end.
What if requests exceed the reserve?
The reserve is sized on allocated capital, not on expected requests, and it is fed both by incoming payments and by the margin the risk team generates. That is why we have not denied a single payout since launch.
Is my account real?
No. FundedVerse accounts operate in a simulated trading environment. The vault concerns the money payouts are paid with, not the trades on your account.
Does the risk team see my trades?
Yes. Account trading data is visible to the risk team — the same team that verifies accounts before every payout. Data is not shared with third parties.
Payouts are issued according to the programme terms. The vault mechanics described on this page concern the internal handling of company capital set aside for payouts, and do not change the challenge conditions, which remain those stated in the Terms.